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Over-optimism and lender liability in the consumer credit market

Elisabetta Iossa and Giuliana Palumbo.

in Oxford Economic Papers

April 2010; p ublished online April 2009 .

Journal Article. Subjects: Household Behaviour and Family Economics; Financial Regulation; Tort Law. 8487 words.

Credit purchases of consumer goods are commonly made upon terms governed by an agreement between the lender and the seller. The puzzle that the paper addresses is the issue that in this...

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