Chapter

Microinsurance for the informal economy workers in India

Basudeb Guha-Khasnobis and Rajeev Ahuja

in Linking the Formal and Informal Economy

Published in print September 2006 | ISBN: 9780199204762
Published online September 2006 | e-ISBN: 9780191603860 | DOI: http://dx.doi.org/10.1093/0199204764.003.0010

Series: WIDER Studies in Development Economics

 Microinsurance for the informal economy workers in India

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It has become mandatory for all formal insurance providers to service the low-income and disadvantaged segments of the population in India. Formal insurance providers have introduced a range of ‘micro insurance’ products targeting informal economy workers and their family members. At the institutional level, numerous civil society associations are playing an active role in extending the reach of insurance designed especially for the target segment. This paper analyses the early evidence available in this regard, highlighting the current debate on strengthening micro insurance activity in the country and suggesting ways to help promote insurance to the target segment.

Keywords: micro insurance; informal; target; India; institutions

Chapter.  6607 words. 

Subjects: Economic Development and Growth

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