Chapter

Is a Friend in Need a Friend Indeed? Inclusion and Exclusion in Mutual Insurance Networks in Southern Ghana

Markus Goldstein, Alain de Janvry and Elisabeth Sadoulet

in Insurance Against Poverty

Published in print November 2004 | ISBN: 9780199276837
Published online January 2005 | e-ISBN: 9780191601620 | DOI: http://dx.doi.org/10.1093/0199276838.003.0012

Series: WIDER Studies in Development Economics

Is a Friend in Need a Friend Indeed? Inclusion and Exclusion in Mutual Insurance Networks in Southern Ghana

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The factors that determine inclusion and exclusion from mutual insurance schemes in Ghana are investigated. Personal relations within the household, social status, and connections within the community are important for receiving transfers in times of shortage. Outside the household, membership in major lineage, secular organisations, fostering history, and anticipated land inheritance matter in receiving assistance.

Keywords: mutual insurance network; Ghana; inclusion; exclusion; households; incomplete insurance

Chapter.  12672 words.  Illustrated.

Subjects: Economic Development and Growth

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