Chapter Chapter <b>Work and Retirement Plans Among Older Americans</b>

Katharine G. Abraham and Susan N. Houseman

in Reinventing the Retirement Paradigm

Published in print August 2005 | ISBN: 9780199284603
Published online February 2006 | e-ISBN: 9780191603013 | DOI:
Chapter  Chapter   Work and Retirement Plans Among Older Americans

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This chapter focuses on older individuals' plans for retirement and the realization of those plans. Using HRS data, the widespread interest among workers approaching retirement age in cutting back on their hours or changing the type of work they do, as a transition to, or in lieu of, full retirement, is documented. The extent to which these individuals are able to realize their plans is then examined. It is shown that those who plan to stop working altogether generally do, while those who plan to reduce their hours or change the type of work they do most often do not realize these plans. The factors that influence whether and how older individuals realize plans to reduce their hours and remain employed are considered.

Keywords: older workers; labour force; retirement; working hours

Chapter.  8965 words.  Illustrated.

Subjects: Financial Markets

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