Chapter

Small Business Loan

Hrishikes Bhattacharya

in Banking Strategy, Credit Appraisal, and Lending Decisions

Second edition

Published in print October 2011 | ISBN: 9780198074106
Published online September 2012 | e-ISBN: 9780199080861 | DOI: http://dx.doi.org/10.1093/acprof:oso/9780198074106.003.0019
Small Business Loan

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This chapter presents a case study to highlight the approach and techniques used to appraise a small credit proposal. Small loans granted by the banks may turn out to be bad debts. It shows that techniques of credit appraisal and lending decisions are universal in character and neutral to the size of the loan.

Keywords: small business; borrower; credit proposal; appraisal

Chapter.  2646 words. 

Subjects: Financial Markets

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