Private Participation in the Banking Sector

T.A. Bhavani and N.R. Bhanumurthy

in Financial Access in Post-Reform India

Published in print January 2012 | ISBN: 9780198076650
Published online September 2012 | e-ISBN: 9780199081868 | DOI:
Private Participation in the Banking Sector

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Chapter 8 examines the role of private sector in the post-1991 period with reference to the Indian banking sector. Empirical analysis reveals that the private sector is increasing its share although public sector banks still dominate the Indian banking sector. Private sector banks including foreign banks are also showing their impact on the sector in terms of improving the efficiency of public sector banks, and reducing their operating expenses and non-performing assets. Notwithstanding numerous policy measures such as priority sector lending, Indian banks—public as well as private sector banks-are yet to expand financial access to agriculture and small enterprises.

Keywords: banking sector; private banks; foreign banks; public sector banks; performance; soundness; non-performing assets; capital adequacy ratio; priority sector lending

Chapter.  6678 words. 

Subjects: Macroeconomics and Monetary Economics

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