driving without insurance

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An offence committed by a driver who uses or allows someone else to use a motor vehicle on a public road without valid third-party insurance. The offence is one of strict liability (except when an employee is using his employer's vehicle) and applies even if, for example, the insurance company who issued the insurance suddenly goes into liquidation. The offence is punishable by a fine, endorsement (it carries 6–8 penalty points under the totting-up system), and disqualification at the discretion of the court.

Subjects: Law.

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