Inchmaree clause

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A clause frequently inserted in marine insurance policies to provide cover for a variety of risks that are not covered as perils of the seas. It provides protection against such events as accidents in loading or discharging cargo or taking on fuel, bursting of boilers, breakage of shafts, and explosions on board ship or elsewhere. It also provides cover for negligence of the ship's master, officers, or crew. The original such clause arose from a legal action brought in 1887 by the owners of a ship named The Inchmaree (Thames and Mersey Marine Insurance Co v Hamilton Fraser and Co [1887] 12 AC 484 (HL).

Subjects: Law.

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