Meeting Health and Long-term Care Needs in Retirement

Marilyn Moon

in The Oxford Handbook of Pensions and Retirement Income

Published in print July 2006 | ISBN: 9780199272464
Published online September 2009 | | DOI:

Series: Oxford Handbooks in Business and Management C

Meeting Health and Long-term Care Needs in Retirement


This article explores how the United States meets the health-care needs of older Americans, highlighting the extent to which the US model differs from that of other countries. It also examines whether greater reliance on the private sector and eventually shifting from a defined benefit to a defined contribution approach will be effective in holding down the costs of health care over time while still meeting the needs of older Americans. As other countries may also consider adding market incentives to their systems, the US experience can highlight problems that may arise from such changes. Further, the financing challenges in the United States pose an additional element of uncertainty that can be instructive to other countries if attitudes toward the public sector erode over time.

Keywords: health needs; care needs; older Americans; private sector; market incentives; health care

Article.  7938 words. 

Subjects: Business and Management ; Business Ethics

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