Working age: safety nets and housing

Martin Evans and Lewis Williams

in A generation of change, a lifetime of difference?

Published by Policy Press

Published in print September 2009 | ISBN: 9781847423054
Published online March 2012 | e-ISBN: 9781447301387 | DOI:
Working age: safety nets and housing

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This chapter explores the schemes that form a national minimum safety net, mostly in terms of social assistance but also with other forms of minimum income guarantee such as in-work benefits and the minimum wage. It also investigates the ways in which the tax and benefit system supports housing costs. It then revisits the non-working model family, the Nunns, to see how they have fared over time. New Labour's approach was to improve low-paid incentives through two routes: a minimum wage and by expanding the generosity, and later the coverage, of in-work benefits. Moreover, the chapter explains all the different forms of fiscal policy in the context of model families — the Meades, Moores and Lowes. The model family analysis considers the portion of the lifetime that can be considered the main ‘home-building’ element of adulthood, from partnership and marriage through to buying or renting the home that forms the basis of adult life.

Keywords: safety net; social assistance; minimum wage; housing; Meades; Moores; Lowes; New Labour; partnership; marriage

Chapter.  9280 words.  Illustrated.

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