Strategising for banking inclusion

Kavita Datta

in Migrants and their money

Published by Policy Press

Published in print April 2012 | ISBN: 9781847428431
Published online January 2013 | e-ISBN: 9781447307549 | DOI:
Strategising for banking inclusion

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Chapter Four specifically focuses upon banking services which are broadly recognised as a gateway to financial inclusion. Drawing upon broader debates relating to coping strategies and assets frameworks, the chapter highlights the diverse financial strategies which migrants deploy in order to engender banking inclusion in London. These strategies are shaped by the local and transnational financial, social and civic assets which migrant men and women are able to operationalise. The chapter highlights the legal and illegal nature of migrants' financial practices with the latter including the sharing of identities and the purchase of bank accounts. Finally, the chapter considers the fragility of some of these strategies such that far from engendering financial inclusion, they further erode migrants' assets.

Keywords: Financial strategies; Access to banking services; Banking inclusion; Local assets; Transnational assets; Social capital; Coping strategies

Chapter.  11117 words. 

Subjects: Social Stratification, Inequality, and Mobility

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