The formation of credit relationships

Chris Briggs

in Credit and Village Society in Fourteenth-Century England

Published by British Academy

Published in print January 2009 | ISBN: 9780197264416
Published online February 2012 | e-ISBN: 9780191734342 | DOI:

Series: British Academy Postdoctoral Fellowship Monographs

The formation of credit relationships

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  • Modern History (1700 to 1945)


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This chapter examines the investigating techniques employed by the borrowers for identifying and selecting lenders and vice versa in creating credit relationships and transactions. It examines the terms and conditions agreed upon by creditors and lenders in their credit transactions. It discusses the quantity of the credit extended in the fourteenth-century in terms of its overall value and the average size of individual credit. It also discusses the exploitation and expropriation of the debtors through high levels of interest, loss of land, and pledging of properties in connection with the debts. The chapter also tackles the formation of credit contracts and their terms and conditions, including their effects on mobilization of capital within the creditors, the debtors, and the community as a whole.

Keywords: borrowers; lenders; credit relationships; credit transactions; terms and conditions; individual credit; exploitation; expropriation; interest; loss of land

Chapter.  15626 words.  Illustrated.

Subjects: Modern History (1700 to 1945)

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