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Financial Institutions and Services x Banking x Economic Development x clear all

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Access to Finance: An Unfinished Agenda

Thorsten Beck and Asli Demirgüç-Kunt.

in The World Bank Economic Review

October 2008; p ublished online November 2008 .

Journal Article. Subjects: Financial Institutions and Services; Banking; Economic Development. 5523 words.

Recent data compilations show that many poor and nonpoor people in many developing countries face a high degree of financial exclusion and high barriers in access to finance. Theory and...

Access to Financial Services: Measurement, Impact, and Policies

Thorsten Beck, Asli Demirgüç-Kunt and Patrick Honohan.

in The World Bank Research Observer

February 2009; p ublished online February 2009 .

Journal Article. Subjects: Microeconomics; Financial Institutions and Services; Banking; Economic Development. 9503 words.

In many developing countries less than half the population has access to formal financial services, and in most of Africa less than one in five households has access. Lack of access to...

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Banking Services for Everyone? Barriers to Bank Access and Use around the World

Thorsten Beck, Asli Demirgüç-Kunt and Maria Soledad Martinez Peria.

in The World Bank Economic Review

October 2008; p ublished online November 2008 .

Journal Article. Subjects: Financial Institutions and Services; Banking; Economic Development. 10366 words.

Information from 209 banks in 62 countries is used to develop new indicators of barriers to banking services around the world, show their correlation with measures of outreach, and explore...

Banks, regional development disparity and growth: evidence from Turkey

Zeynep Önder and Süheyla Özyıldırım.

in Cambridge Journal of Economics

November 2010; p ublished online December 2009 .

Journal Article. Subjects: Banking; Economic Development. 9358 words.

In this paper, we analyse the impact of credits provided by banks on provincial growth in Turkey, where state-owned banks have an implicit role of reducing disparity by allocating loans in...

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A behavioral model of simultaneous borrowing and saving

Karna Basu.

in Oxford Economic Papers

October 2016; p ublished online May 2016 .

Journal Article. Subjects: Intertemporal Choice and Growth; Banking; Economic Development. 3304 words.

Why do individuals borrow and save at the same time? This paper proposes a new explanation in settings where savings are not secure. A sophisticated hyperbolic discounter who foresees an...

Competitive microcredit markets: differentiation and ex ante incentives for multiple borrowing

Paolo Casini.

in Oxford Economic Papers

October 2015; p ublished online July 2015 .

Journal Article. Subjects: Nonprofit Organizations and Public Enterprise; Banking; Economic Development; Market Structure, Firm Strategy, and Market Performance. 9162 words.

I analyse an oligopolistic microcredit market characterized by asymmetric information on the riskiness of borrowers. I study the effects of competition when, due to the absence of credit...

Does a Picture Paint a Thousand Words? Evidence from a Microcredit Marketing Experiment

Xavier Giné, Ghazala Mansuri and Mario Picón.

in The World Bank Economic Review

October 2011; p ublished online July 2011 .

Journal Article. Subjects: Banking; Production and Organizations; Information, Knowledge, and Uncertainy; Economic Development. 10995 words.

Female entrepreneurship is low in many developing economies partly due to constraints on women's time and mobility, often reinforced by social norms. We analyze a marketing experiment...

Does Microfinance Reduce Rural Poverty? Evidence Based on Household Panel Data from Northern Ethiopia

Guush Berhane and Cornelis Gardebroek.

in American Journal of Agricultural Economics

January 2011; p ublished online January 2011 .

Journal Article. Subjects: Welfare and Poverty; Single Equation Models; Single Variables; Banking; Economic Development. 7425 words.

Evidence on the long-term impacts of microfinance credit is scarce. We use a unique four-round panel dataset on farm households in northern Ethiopia that had access to microfinance,...

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The Economic Effects of a Borrower Bailout: Evidence from an Emerging Market

Xavier Giné and Martin Kanz.

in The Review of Financial Studies

May 2018; p ublished online July 2017 .

Journal Article. Subjects: Banking; Financial Regulation; Economic Development; Development Planning and Policy. 14699 words.


We study the credit market impact and real effects of one of the largest borrower bailouts in history, enacted by the government of India against the...

The fat years: the structure and profitability of the US banking sector in the pre-crisis period

Fiona Tregenna.

in Cambridge Journal of Economics

July 2009; p ublished online July 2009 .

Journal Article. Subjects: Mergers and Acquisitions; Economic Development; Banking; Market Structure, Firm Strategy, and Market Performance; Market Structure and Pricing. 10012 words.

Bank profitability in the USA was extremely high in the pre-crisis period, yet this did not prevent the current crisis. It has become clear that these profits were on shaky grounds and also...

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