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Social Sciences x Financial Institutions and Services x Household Analysis x clear all

The African Financial Development and Financial Inclusion Gaps

Franklin Allen, Elena Carletti, Robert Cull, Jun ‘QJ’ Qian, Lemma Senbet and Patricio Valenzuela.

in Journal of African Economies

November 2014; p ublished online June 2014 .

Journal Article. Subjects: Financial Institutions and Services; Household Analysis; Economic Development. 8314 words.

This paper investigates the African financial development and financial inclusion gaps relative to other peer developing countries. Using a set of variables related to financial development...

Can “High Costs” Justify Weak Demand for the Home Equity Conversion Mortgage?

Thomas Davidoff.

in The Review of Financial Studies

August 2015; p ublished online March 2015 .

Journal Article. Subjects: National Government Expenditures and Related Policies; Economics; Demographic Economics; Public Economics; Banking; Household Analysis. 15226 words.

Home Equity Conversion Mortgages (“HECMs”) implicitly bundle nondefaultable credit lines with put options that let borrowers, or their heirs, sell mortgaged homes for the credit line limit...

Ireland: from boom to austerity

Patrick J. Drudy and Micheál L. Collins.

in Cambridge Journal of Regions, Economy and Society

November 2011; p ublished online September 2011 .

Journal Article. Subjects: Financial Regulation; Urban, Rural, and Regional Economics; Economics; Household Analysis. 8750 words.

For the first 40 years as an independent state, Ireland faced many difficulties. Failing to provide sufficient employment opportunities, emigration and austerity were constant themes....

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The local geographies of the financial crisis: from the housing bubble to economic recession and beyond

Ron Martin.

in Journal of Economic Geography

July 2011; p ublished online June 2010 .

Journal Article. Subjects: Housing Markets, Production Analysis, and Business Location; Urban, Rural, and Regional Economics; International Financial Markets; Banking; Household Analysis. 13962 words.

The recent financial crisis, with its origins in the collapse of the sub-prime mortgage boom and house price bubble in the USA, is a shown to have been a striking example of...

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Mortgage Market Design*

John Y. Campbell.

in Review of Finance

January 2013; p ublished online October 2012 .

Journal Article. Subjects: Housing Markets, Production Analysis, and Business Location; Banking; Household Analysis. 11456 words.

This article explores the causes and consequences of cross-country variation in mortgage market structure. It draws on insights from several fields: urban economics, asset pricing,...

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Recourse and Residential Mortgage Default: Evidence from US States

Andra C. Ghent and Marianna Kudlyak.

in The Review of Financial Studies

September 2011; p ublished online June 2011 .

Journal Article. Subjects: Money and Interest Rates; Banking; Financial Regulation; Property Law; Household Analysis. 22052 words.

We quantify the effect of recourse on default and find that recourse affects default by lowering the borrower's sensitivity to negative equity. At the mean value of the default option for...