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Competitive microcredit markets: differentiation and ex ante incentives for multiple borrowing

Paolo Casini.

in Oxford Economic Papers

October 2015; p ublished online July 2015 .

Journal Article. Subjects: Nonprofit Organizations and Public Enterprise; Banking; Economic Development; Market Structure, Firm Strategy, and Market Performance. 9162 words.

I analyse an oligopolistic microcredit market characterized by asymmetric information on the riskiness of borrowers. I study the effects of competition when, due to the absence of credit...