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Ireland: from boom to austerity

Patrick J. Drudy and Micheál L. Collins.

in Cambridge Journal of Regions, Economy and Society

November 2011; p ublished online September 2011 .

Journal Article. Subjects: Financial Regulation; Urban, Rural, and Regional Economics; Economics; Household Analysis. 8750 words.

For the first 40 years as an independent state, Ireland faced many difficulties. Failing to provide sufficient employment opportunities, emigration and austerity were constant themes....

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Recourse and Residential Mortgage Default: Evidence from US States

Andra C. Ghent and Marianna Kudlyak.

in The Review of Financial Studies

September 2011; p ublished online June 2011 .

Journal Article. Subjects: Money and Interest Rates; Banking; Financial Regulation; Property Law; Household Analysis. 22052 words.

We quantify the effect of recourse on default and find that recourse affects default by lowering the borrower's sensitivity to negative equity. At the mean value of the default option for...