Oxford Index Browse

You are looking at 1-11 of 11 items for:

Banking x Household Behaviour and Family Economics x clear all

The Attractions and Perils of Flexible Mortgage Lending

Mark J. Garmaise.

in The Review of Financial Studies

October 2013; p ublished online August 2013 .

Journal Article. Subjects: Banking; Household Behaviour and Family Economics. 15803 words.

A mortgage program that offered borrowers greater flexibility in the timing of repayments increased a bank's volume by over 35%. Loans in the program exhibited superior performance. Despite...

Go to »  full text

Contagious Effects of a Political Intervention in Debt Contracts: Evidence Using Loan-Level Data

Prasanna L Tantri.

in The Review of Financial Studies

November 2018; p ublished online January 2018 .

Journal Article. Subjects: Household Behaviour and Family Economics; Financial Regulation; Banking. 17056 words.

Abstract

Using an unexpected government regulation that restricted the ability of microfinance institutions to recover loans in one Indian state, I examine...

Go to »  full text

Credit Line Usage, Checking Account Activity, and Default Risk of Bank Borrowers

Lars Norden and Martin Weber.

in The Review of Financial Studies

October 2010; p ublished online August 2010 .

Journal Article. Subjects: Household Behaviour and Family Economics; Information, Knowledge, and Uncertainy; Financial Institutions and Services; Banking; Corporate Governance. 14969 words.

Information on borrower quality is a fundamental issue in debt contracting, corporate and consumer finance, and financial intermediation. We investigate the link between account activity...

Go to »  full text

The euroization of bank deposits in Eastern Europe

Martin Brown and Helmut Stix.

in Economic Policy

January 2015; p ublished online December 2014 .

Journal Article. Subjects: Household Behaviour and Family Economics; Banking; Money and Interest Rates. 16853 words.

In Central, Eastern and Southeastern Europe a substantial share of bank deposits are denominated in foreign currency. Deposit euroization poses key challenges for monetary policy and...

Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts

Dean Karlan and Jonathan Zinman.

in The Review of Financial Studies

January 2010; p ublished online November 2009 .

Journal Article. Subjects: Household Behaviour and Family Economics; Banking; Welfare and Poverty. 14711 words.

Expanding access to commercial credit is a key ingredient of financial development strategies. There is less consensus on whether expanding access to consumer credit helps borrowers,...

Go to »  full text

Financing from Family and Friends

Samuel Lee and Petra Persson.

in The Review of Financial Studies

September 2016; p ublished online May 2016 .

Journal Article. Subjects: Corporate Governance; Banking; Economic Development; Household Behaviour and Family Economics; Welfare Economics. 19816 words.

Most informal finance comes from family and friends. Existing informal finance theories cannot match two characteristics of family finance: family investors may accept below-market or even...

Go to »  full text

The geography of financial inclusion across Europe during the global crisis

Germana Corrado and Luisa Corrado.

in Journal of Economic Geography

September 2015; p ublished online January 2015 .

Journal Article. Subjects: Household Behaviour and Family Economics; Banking. 13447 words.

This article identifies the main determinants of financial inclusion, defined as the probability of using both banking and credit services, across 18 Eastern European economies and 5...

Go to »  full text

Immigrant banking and financial exclusion in Greater Boston

Pascale Joassart-Marcelli and Philip Stephens.

in Journal of Economic Geography

November 2010; p ublished online November 2009 .

Journal Article. Subjects: Household Behaviour and Family Economics; Demographic Economics; Urban, Rural, and Regional Economics; Banking. 12205 words.

Immigrants' lack of financial integration has been explained by individual characteristics including education, income, legal status and English ability, with little attention given to the...

Go to »  full text   » abstract

The Labor Market Effects of Credit Market Information

Marieke Bos, Emily Breza and Andres Liberman.

in The Review of Financial Studies

June 2018; p ublished online January 2018 .

Journal Article. Subjects: Banking; Financial Institutions and Services; Household Behaviour and Family Economics; Demand and Supply of Labour. 15740 words.

Abstract

We exploit a natural experiment to provide one of the first measurements of the causal effect of negative credit information on employment and...

Go to »  full text

Securitization and Loan Performance: Ex Ante and Ex Post Relations in the Mortgage Market

Wei Jiang, Ashlyn Aiko Nelson and Edward Vytlacil.

in The Review of Financial Studies

February 2014; p ublished online November 2013 .

Journal Article. Subjects: Banking; Household Behaviour and Family Economics. 13659 words.

This study examines the relation between securitization and loan performance using a comprehensive dataset from a major national mortgage lender. Loans remaining on the bank's balance sheet...

Go to »  full text

Understanding the Subprime Mortgage Crisis

Yuliya Demyanyk and Otto Van Hemert.

in The Review of Financial Studies

June 2011; p ublished online May 2009 .

Journal Article. Subjects: Household Behaviour and Family Economics; Economics; Financial Institutions and Services; Banking. 13978 words.

Using loan-level data, we analyze the quality of subprime mortgage loans by adjusting their performance for differences in borrower characteristics, loan characteristics, and macroeconomic...

Go to »  full text