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You are looking at 1-8 of 8 items for:

Banking x Housing Markets, Production Analysis, and Business Location x clear all

Did Dubious Mortgage Origination Practices Distort House Prices?

John M. Griffin and Gonzalo Maturana.

in The Review of Financial Studies

July 2016; p ublished online March 2016 .

Journal Article. Subjects: Banking; Financial Institutions and Services; Housing Markets, Production Analysis, and Business Location. 16480 words.

ZIP codes with high concentrations of originators who misreported mortgage information experienced a 75% larger relative increase in house prices from 2003 to 2006 and a 90% larger relative...

The Effect of Negative Equity on Mortgage Default: Evidence From HAMP’s Principal Reduction Alternative

Therese C. Scharlemann and Stephen H. Shore.

in The Review of Financial Studies

October 2016; p ublished online June 2016 .

Journal Article. Subjects: Banking; Housing Markets, Production Analysis, and Business Location. 15010 words.

The Home Affordable Modification Program’s (HAMP’s) Principal Reduction Alternative (PRA) is a government-sponsored program to reduce the principal balances and monthly mortgage payments of...

Loan Originations and Defaults in the Mortgage Crisis: The Role of the Middle Class

Manuel Adelino, Antoinette Schoar and Felipe Severino.

in The Review of Financial Studies

July 2016; p ublished online March 2016 .

Journal Article. Subjects: Housing Markets, Production Analysis, and Business Location; Microeconomics; Banking. 15466 words.

This paper highlights the importance of middle-class and high-FICO borrowers for the mortgage crisis. Contrary to popular belief, which focuses on subprime and poor borrowers, we show that...

The local geographies of the financial crisis: from the housing bubble to economic recession and beyond

Ron Martin.

in Journal of Economic Geography

July 2011; p ublished online June 2010 .

Journal Article. Subjects: Housing Markets, Production Analysis, and Business Location; Urban, Rural, and Regional Economics; International Financial Markets; Banking; Household Analysis. 13962 words.

The recent financial crisis, with its origins in the collapse of the sub-prime mortgage boom and house price bubble in the USA, is a shown to have been a striking example of...

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Mortgage Market Design*

John Y. Campbell.

in Review of Finance

January 2013; p ublished online October 2012 .

Journal Article. Subjects: Housing Markets, Production Analysis, and Business Location; Banking; Household Analysis. 11456 words.

This article explores the causes and consequences of cross-country variation in mortgage market structure. It draws on insights from several fields: urban economics, asset pricing,...

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Securitization and Mortgage Renegotiation: Evidence from the Great Depression

Andra C. Ghent.

in The Review of Financial Studies

June 2011; p ublished online April 2011 .

Journal Article. Subjects: Banking; History of Financial Markets and Institutions; Housing Markets, Production Analysis, and Business Location. 13480 words.

We use loan-level data from the New York City metropolitan area to examine the extent to which lenders attempted to prevent foreclosures with concessionary modifications during the Great...

Spillovers in Local Banking Markets

Mark J. Garmaise and Gabriel Natividad.

in The Review of Corporate Finance Studies

September 2016; p ublished online July 2016 .

Journal Article. Subjects: Banking; Information, Knowledge, and Uncertainy; Financial Regulation; Housing Markets, Production Analysis, and Business Location. 11153 words.

How are neighboring firms affected when a bank learns more about a given firm? We analyze exchange-rate-induced movements of Peruvian firms across a threshold that governs their regulatory...

Who Facilitated Misreporting in Securitized Loans?

John M. Griffin and Gonzalo Maturana.

in The Review of Financial Studies

February 2016; p ublished online January 2016 .

Journal Article. Subjects: Banking; Financial Institutions and Services; Housing Markets, Production Analysis, and Business Location. 12974 words.

This paper examines apparent fraud among securitized nonagency loans using three indicators: unreported second liens, owner occupancy misreporting, and appraisal overstatements. We find...